Fin Creighton: Welcome back to the show. Today we are joined by Nicky, based in Australia from the US. Nicky, how you doing? Thanks for jumping on. Nicki Sharma: doing great, Finn. Yeah, thank you for having me. Fin Creighton: Really looking forward to it, bring it back to why I started the podcast in the first place to talk everything Bitcoin and Gen Z, but we're going to sprinkle in some AI in there as well. So to get us started off, I want to start on a a bit more of a negative outlook and then work more and more positive towards the end of the show. But ⁓ your perspective, if generation aren't paying attention to Bitcoin and AI. in the times that we're living through at the moment, where you see that heading for them? Nicki Sharma: This is a great question. ⁓ I'm going to be completely frank here and say if you're someone who is Gen Z and you're not paying attention to Bitcoin and AI, what are you paying attention to? Because for starters, it's almost impossible to ignore AI at the moment. It's in the headlines every single day. It is the biggest thing that is happening in the world right now. I have a lot of friends, I have lot of peers that are ignoring AI and that is leading them to absolutely nothing but a bunch of nihilism and a bunch of just fear and about what the future lies, ⁓ the future looks like lying ahead for us. So think to answer your question in the most blunt way possible, ignoring Bitcoin and AI right now might be one of the biggest, most detrimental mistakes that you can make. ⁓ As someone in your early 20s, and I know that that's a very like as you said negative note to kind of start up on and I don't want to make it seem like You know if you're if you're not on it right now You're doomed for the rest of your life But the fact of the matter is if you're not paying attention to these two things What are you paying attention to that's actually going to help you in your future? If that makes sense Fin Creighton: Yeah, love, yeah, does, absolutely. I love that point as well because... What are you paying attention to if you're not paying attention to Bitcoin and AI? And to flip it to the positive side, if you are paying attention, then there is so much abundance ahead for you in terms of using AI upskill yourself, stack skills, ⁓ AI to ⁓ ⁓ you want to deliver value to the world and then storing it into Bitcoin is also one of the greatest opportunities that we've seen. ⁓ So you've to be paying attention ⁓ Nicki Sharma: Yeah. Fin Creighton: I think the points you just made there are super relevant. In terms of you've been doing, you've been having loads of conversations on Bitcoin and AI and about our generation. So from those conversations that you've been having with people, what are some things that can start looking into ⁓ if aware that they need to be paying attention but don't perhaps know where they should be looking or what they should be doing? Nicki Sharma: Mm-hmm. So, I think if you're someone who's out there and you're kind of feeling the hopelessness that a lot of us are feeling in terms of career and financial futures, start about Bitcoin if you haven't already. If you know what Bitcoin is and you kind of are still skeptical about it, ⁓ Do your research, learn about what it actually is. think that's step one to starting to care about Bitcoin is learning about it, learning what money is. So I'm not gonna like... If you're listening to this, I'm not going to tell you to go out and buy Bitcoin. I'm not going to tell you to go out and purchase a $20 chat GPT Plus subscription or anything. But you need to ignite that curiosity within yourself and then start actually reading about what these two things are and how they can help you. In terms of specifically AI, think the best place to get started is just start using it, right? Like even if that means you're going into your chat GPT and you're just having a conversation with it, literally just typing in, how's your day going with the chat bot, that's fine. That's a step in the right direction, right? You don't need to be starting off and deploying vibe-coded B2B sasses already. That's not everyone's use case for what AI is. it is about time that you... stop ignoring it and start actually paying attention and see how you can get it to work for you because AI is not going anywhere. that's what I have to say to that. hope that answered your question. I'm ⁓ sure if you want to go a little bit more into like what specific resources you should use to learn about Bitcoin and AI, but if that is something you want to do, we can get into that a little bit later. ⁓ Fin Creighton: Sure thing, far away, keep going. Nicki Sharma: Sweet! So then for Bitcoin, obviously suggest, ⁓ listen to some of the big names in this space because they're big for a reason. ⁓ Booth with The Price of Tomorrow. Honestly, any podcast that Jeff Booth has ever been on, ever, you are going to learn something entirely new from it. ⁓ he's got this really calm, concentrated way of explaining things that keeps you focused. So I really enjoy listening to him. think Joe Bryant's What's the Problem? that is like baseline. If you're starting to question anything about money, you need to start there 100%. Obviously, go check out the Sailor series. These things are great. Broken Money. There is a plethora of resources in the Bitcoin space. You are 100 % like bound to find something that works for you. Obviously, I make content myself over at Orange Peel. But if that style of content doesn't work for you, then maybe Finns does. If Finns works for you, there are other people ⁓ make content like his that you can go check out. That's the beautiful thing about the space that you and I both create content in. There so much and so much market room to make whatever to help ⁓ anyone understand So yeah, in of AI, as I said, just like... start talking to chat jpt. I am going to be so honest, like, can't name a single person in my personal life right now that like doesn't use chat jpt that does or has never used it. ⁓ It is ⁓ a normal thing now, and it's only going to get more and more normal. So ⁓ on the train before you're like, left behind, honestly. Fin Creighton: Yeah, I agree. That's a great start point and you can learn so much, like you said, just from interacting with chat GPT and then it's just about stacking layers on top of that ⁓ able to ⁓ buy your time back, increase your productivity and provide more value to the world. Like said, you've been obviously speaking on this and ⁓ speaking guests on this ⁓ quite lot. Nicki Sharma: Yep. Fin Creighton: Has there been anything that has really grabbed your attention or piqued your interest of what the guests that you've been speaking to have been talking about with regards to Bitcoin and AI? Nicki Sharma: Yeah, so there were two interviews that I did pretty recently. The first one I'll talk about is the one that I did with Rugged Sony and I put it out two-ish weeks ago. We basically talked about building a career in the creator economy and what it might look like to start making money on the internet. And this one was very, very focused on using AI to build and then obviously Bitcoin to protect your wealth, which we can get into a bit later. But... We are now living in a time where it is easier than ever to build, to create, to monetize your education, as Rudget likes to say. I think that's a really, really great phrase. But he gave us the example of if you're someone who really likes to cook and you have always thought about doing that as a career, instead of going to culinary school, it might be more useful for you to start just creating content of the things that you're making, whether that's short form or long form. uploading them to social media. Write up your recipes. Make a cookbook. Because if like say a hundred people like watch your TikTok or whatever or watch your your long-form YouTube video on what you're making, you're guaranteed to at least get two to three sales of that cookbook. you can monetize anything in the internet age. And with AI, it's become exponentially faster to get to that monetization. Writing a book like 10 years ago might have, like a cookbook might have taken you like, I wanna say like one to two months, probably, just like putting in the recipes together. Now you can literally sit down and probably a week and get your final draft done with AI. That is incredible. In terms of content, which you and I are doing, AI has helped me ⁓ much. And this is me admitting that I use AI in my content, which everyone does while like a movie. ⁓ Fin Creighton: If you're not, you're going to get left behind. Nicki Sharma: Exactly, exactly, right? I use AI to research the topics that I want to talk about. I use AI to write my scripts if I have a script for the episode. I use AI to go into the edit and pull out the things that it thinks are the sound bites, like Riverside has on it. AI is so, ⁓ and there are so many different things that you can do with it. And it's made me like a hundred times more productive ⁓ I would have been if I had started this channel pre-AI. ⁓ the conversation with Bridget Sony, I think is the one that's kind of stuck with me the most, at least at this moment. It's also one of my more recent ones. So that could be part of the reason. ⁓ I had one with British HODL ⁓ February ⁓ That one was all about getting to one bitcoin as someone who is in your early 20s. I think that was like the first question I asked him. opened it up. I was like, so I'm 20 years old. I want to get to one bitcoin. How do I do that? ⁓ ⁓ a lot about ⁓ because it's to fall into this like ⁓ toxic toxic positivity rabbit hole that we have on the internet, right? You see like all these reels of like Jim bros are like, if you don't have it, you don't want it bad enough. things like that. But the fact of the matter is the mindset with which you are approaching a goal matters 10 times more than the effort that you are actively putting towards that goal. Because if you of convince yourself like delusionally that you are going to achieve something, your willpower and your determination kicks in and you go on to achieve that thing. So this is something that that British was talking about on that channel, my channel, and got into how ⁓ Bitcoin those who value for the economy. Bitcoin and AI obviously use AI to speed run the value that you're creating, but Bitcoin obviously is a sound money. Bitcoin is something that is not going to steal away your time, your effort, your agency, your autonomy, you name it. Bitcoin is going to protect you. we talked lot about how ⁓ creating something and then going to monetize that and taking that monetization and putting it into Bitcoin is the best thing that you can do in your early 20s. ⁓ best thing about being so young is like you and I have so much time ⁓ time is our best friend when it comes to Bitcoin. Obviously longer we hold our Bitcoin the better it's going to be for you know... our generation and our future generations, etc. But it gives us more time to accumulate and that is a blessing that a lot of older Bitcoiners didn't have. So people like you and I are so early to the Bitcoin train, it would be incredibly stupid of us ⁓ not work on our like... accumulation using AI and then just keep speedrunning that into Bitcoin. So yeah, mean to come back and answer your question, I'd say the two conversations that I had with Roger Zoni and British HODL, those have really really stuck with me and after both of those I sat down and I kind of thought again about what I'm doing with my channel, the kinds of content I'm putting out. Is it going to be just content for me or do I want to be working on something else? Yeah, mean, just it's it's being in this space and having conversations is is such a life changing experience. And like, I don't even think I could begin to describe just how informative and inspirational it is to actually sit down and be the one having the conversations on a podcast. Right. One of my favorite podcasts in the entire world is Diarriba CEO. And I think When I was kind of starting out my thing over at Orange Peel, what Stephen Bartlett was doing was kind of the inspiration for me. was like ⁓ by how many different people he was able to talk to ⁓ how he was able to keep a mindful, actually conversation with every single one of his guests. So. Honestly, I would say that every single conversation I've ever had has stuck with me. You and I had a conversation sometime last year about whether it's worth it for Gen Z to buy a house or if that's just a completely... irrelevant dream for us and it would be more worth it to put your money into Bitcoin. yeah, that was kind of a very long tangent and I kind of went everywhere. yeah, Roger Sony and British HODL aren't my answers for that question. Fin Creighton: It was a good answer. You hit multiple areas of that, but to your last point, I think you're completely right in of the ⁓ wins from the podcast that I didn't even really ⁓ about before starting is the network that you build of people. And with it being in the Bitcoin world, you don't find many Bitcoiners that you don't instantly have a connection with, and they're more happy to give you ⁓ value. Jeff Booth for an example, I put off messaging him for two months thinking he wouldn't reply. Finally got the courage, sent him an email two hours later. Sure, I'd love to join you for an episode. So everyone's willing to add value, help you out and share because they see that you're and coming and that you want to make the world a better place. So super, super powerful. Now... I'm going to put you on the spot and you can say no if you don't want to talk about it but after these conversations that you have had mentioned that about different directions of your channel. How this impacted what you are thinking and the direction that you're looking to go and have you had thoughts around what that direction is going to be? Nicki Sharma: Oh, you really did put me on the spot here. so I think to answer this, I'll take you, kind of walk you through. November of last year because at this time I had a recording November. Sorry December ⁓ last year. I had a recording with Jeff Booth and before this my channel was entirely Bitcoin based ⁓ bringing Jeff Booth on and having conversations about AI having conversations about deflation ⁓ creating value I like after that I sat down and I was like ⁓ Bitcoin everything that I want to talk about because yes Bitcoin is ⁓ fundamentally the most important thing out of all the things that you'll find on my channel, Is it the only thing that Gen Z needs to know about? Is it just going in and teaching Bitcoin the angle that I want Orange Peel to have? so after those thoughts, I was like, no, we need to start talking about AI. We need to start talking about building value and actually making of yourself ⁓ in an that's going to be almost ⁓ entirely based creating. So that would be the biggest example that I have of kind of a refactor of life and my channel after a conversation. ⁓ another example would be after British HODL. We talked about getting to one Bitcoin and I was ⁓ sitting and thinking about the kind of habits that I had ⁓ and was like, yeah, I'm young, I'm 20, yes, I'm living my life, I'm in college and you go do social stuff and it's great, but... Should I be cutting back a little bit to add even more into Bitcoin? Because do I want it bad enough? And the answer was like at that time, I didn't want it bad enough. Now I want it bad enough. Completely have refactored some of the habits that I've done. at the amount that I was putting into DCA. ⁓ at the trade-offs that I was making between ⁓ out one night versus buying Bitcoin. It really does come down to... having the conversations and then sitting after them and thinking through it and then trying to apply them back to your regular life, right? If you're not going to do that, what makes you think your listeners are going to do that? If I didn't sit down after my conversation with Jeff Booth, how can I expect that someone who's watching that podcast is going to feel the same way, especially someone who's in my target audience? Gen Z who already couldn't care less about what Bitcoin actually is. That's that, and I think this is also another way that I try and make sure that my content actually stays engaging and stays helpful for people, because if I don't feel inspired myself, no one else is gonna feel inspired, that makes sense. ⁓ Fin Creighton: Yeah, and then embodying message and embodying what you're putting out to the world super important. sometimes, like you said, you just need someone to hold a mirror up to you so you can actually take a step back and ⁓ think about what you're doing. And again, that comes back to building this network of people who care, ⁓ though you don't, you've just met them, but they care, they hold the mirror up and they make you reconsider and really think about things. Now, thing you just said there about flipping that mind ⁓ mindset ⁓ you ⁓ actually want to get to one Bitcoin versus now you've had this big change in psychology. I do not want to know and I don't want you to talk about numbers and DCA amounts and things like this but in terms of habits that you've changed you mentioned kind of thinking about do I want to go out tonight versus shall I just buy some Bitcoin? What or habits you changed and how are you that between living ⁓ and getting to one Nicki Sharma: So the biggest habit is, I mentioned, deciding whether it was worth doing a social activity or if I would rather... ⁓ skip on that one, do something else later. I was going to do like, instead of doing two things, just do one thing, and then buy Bitcoin with the rest of the money. Right? that would be the biggest thing. also little like instead of going to campus and getting a coffee, taking my own little tumbler and then having a coffee in that, and then trying to make one on campus instead of going out and spending what like six AUD every time, which is an insane amount of money for a coffee, by the way. But it's things like this because I wasn't realizing that the little costs of my everyday life were adding up. And if I had just cut those back by like 50%, I would be putting more into Bitcoin. And this is something that I implemented after that conversation with British. In terms of the second part of your question, could you repeat that? I forgot the second part of your question. Fin Creighton: Yeah, how are you then balancing what you're doing or how are you balancing life? got some that I might add after you of what my thoughts are on this, but how are you balancing that life living now, ⁓ but ⁓ sure you are working towards that of one Bitcoin? Nicki Sharma: Right, right, right. I mean... I'm gonna be honest, I'm gonna say I'm not balancing it, right? Like I'm 20 years old. I don't know much about having, don't know. ⁓ much about what decisions are right and what decisions are wrong. So the biggest thing that I'm trying to do is at least put 50-50 effort into having fun and having a social life and being young and saving for my future. And that would be, you know, about it. I don't think I'm doing it 100 % right. There's definitely things that I'm doing wrong. But at the end of the day, college is a time of your life that's never going to come back. and while bitcoin is so so important for your future and for like your family's future i guess When you're on your deathbed, are you going to be thinking about how much bitcoin is in your wallet or are you going to be thinking about the memories that you made? So I do think it's really important to have a balance between the two and while I agree bitcoin should be your number one priority, you need to make sure you're also having a good time because got one life. ⁓ I hate the phrase YOLO ⁓ you've one life so... Fin Creighton: You do have one life, are not wrong there unless there's something that neither of us know about. said multiple times now that ⁓ is so important. That's obvious to your channel that you put out. Same with me. ⁓ for you, ⁓ is so important about Bitcoin and why do people need to be paying attention? Nicki Sharma: Yeah. To me Bitcoin is protection, right? Bitcoin is protection of the value that I create for the world, the time that I put into making money, the autonomy that I have in terms of choosing where to put my money. Bitcoin is a to take full ownership of your life. Before Bitcoin, any money that I was making, was putting, yes, I was putting it into my Roth IRA. Yes, I was buying index funds and things like that. But at the end of the day, it was all denominated in USD. Who controls USD? It's the US government, right? Who controls Bitcoin? Nobody. The value of one Bitcoin is never going to change. And this fundamental principle is the most important part of Bitcoin. It is the fact that it is the absolute finality of scarcity money that makes Bitcoin what is. And what I mean by absolute finality of scarcity is that no one can change it. No one can rewrite rules. No one can rewrite value. The amount Bitcoin that's in the world is going to stay the same forever and ever and ever. And this is Bitcoin becomes protection. I feel so much more secure about my future and my future children's future and down the line now that I'm putting money into Bitcoin versus putting money into for example. Fin Creighton: Yeah, some great points that you make and was it initially? Was it feelings? Was it research? Was it family? ⁓ not Bitcoin, but what was it that ultimately led you to Bitcoin or to start looking into this? Because there is... a majority I would say of our generation that aren't even asking the questions or thinking about their future let alone actually doing the work to make some better decisions and understand what's going on. So what was it for you that that switch that you started looking for answers? Nicki Sharma: it was a combination of things. So I grew up in a family that always valued financial literacy, so my parents were always encouraging us to think about saving, thinking about the value of money, right? But... Bitcoin was something that entered the house around 2022-ish, just in conversation. At the time, I was doing the IB program and we had to write a research paper on any topic of our choosing. So I chose to write it on Bitcoin and how the 2008 global financial crisis may have led to the emergence of Bitcoin or created the perfect environment for Bitcoin. I had done ⁓ research into that. I looked at the subprime mortgages that were happening. I looked at the blockchain, looked at the decentralization aspect, but I didn't care too much. My parents started getting into Bitcoin even more around 2024 and that's when they fully started believing in it. So they had started talking about Bitcoin so much more every time I would call home because I'd moved out to college at this point. I'm originally from Seattle so I moved out to Melbourne for college ⁓ and time I would call home My dad would just be talking about Bitcoin. We would talk about anything that happened in the world. This was around the time of the US presidential election, right? So I was obviously bringing up lot of issues and things that were happening in the world to try and get my parents' thoughts on it. And my dad would always go, Bitcoin fixes this. And so I was like, hmm, OK. weird, you know what, I don't really care about it, right? In January of 2025, my dad, was visiting back home and my dad sits down to watch What's the Problem by Joe Brian with me. And the reason I was kind of preaching this video in the start of this episode is because that is the video that got me curious about money and curious about Bitcoin. So if you haven't seen it, ⁓ it's a great explanation of what having a sound money looks like versus what having a not sound money looks like, a money looks like, that's a better word, thank you for that. So got these little ⁓ Pixar characters and everything, you've got Satoshis and Fiatelas, and it follows the journey ⁓ of the of a society looks like when you have two different money systems. Fin Creighton: and money. Nicki Sharma: So I loved that video so much, so I started to do more reading into money itself. The first ever money book that I picked up was The Psychology of Money by Morgan Housel. And that one also, great book. It teaches you so many fundamentals. And then after that I started to move a little bit more into Bitcoin because I was like, okay, my dad is always talking about this, my mom's always talking about this. Let me just have a look, right? Like they're probably not crazy if they've been believing in this thing for like almost a year now. So I did. I read The Price of Tomorrow, I read Broken Money, and then in August of 2025, I was like, okay, I'm already doing all this work into learning about what Bitcoin is, and I'm starting to feel more hopeful about my future and my chosen career path. maybe there's potential here. Maybe there's a way that I can help my peers. And so I started the podcast and the podcast was initially like it was if you look back at like my very first video, it's just me sitting down in like a recording booth at on campus and I'm just talking through what I learned about the blockchain mining the 21 million cap ⁓ and was and it's ⁓ such Awful video looking back now like I was using my airpods as a mic the lighting is just awful I was using the front camera on my iPhone so it literally looks like you're on FaceTime with like one of your friends It's not good, but I put it out and people liked it and I was like, okay interesting So this is also a way for me to be held accountable about you know for my learning about Bitcoin then People are enjoying the content. Maybe there's potential here. Fast We're in like March ⁓ or April It's April now, April 2026. So it's been like, what, like eight months-ish of the podcast and I have had just a great time. I've been learning a lot of stuff, meeting a lot of new people, growing my network. As you said, that's like the best part about doing all of this. But yeah, it's a very long story, but that is how I got ultimately into Bitcoin and money and AI and this entire aspect of things. Fin Creighton: Sounds like you have some superstar parents that is for sure to be guiding you A. Before Bitcoin but B. there was Bitcoin you disregarded it and then to double down and say watch this. video is amazing had him on the podcast he's ⁓ to Jeff just so generous with his time and is in it for the mission so super grateful for his work but it ⁓ or it's that Nicki Sharma: Yeah, 100%. Fin Creighton: your journey to where you are now is organic and where just starting your podcast to where ⁓ you are ⁓ has also organically been led by ⁓ is this Yes it is and then you iterate and keep growing from there. Into the next months what are your... What are your visions and goals ⁓ channel? And then obviously it right back to the start. You're talking about AI, you're talking about Bitcoin. I don't want specific numbers in Bitcoin because in my opinion, the answer is always not enough Bitcoin. But for the eight months and ⁓ onwards into future, what is the vision in terms of Bitcoin, your personal brand leveraging AI to move towards your goals? Nicki Sharma: I spoke a lot about monetizing your education, monetizing your passions a bit earlier when we talking about the Sony interview I did, ⁓ and we talked about the creator economy. so my vision is to just ⁓ grow peel into that, right? Like, ⁓ this gonna sound so awful, but one of my favorite things to do in the entire world is talk. How do you monetize that? You make content. You start a podcast, you have a YouTube channel, right? You continue to just yourself out there on the internet and build a personal brand around your name for people to see. And ⁓ is going be... ⁓ This has been and this is going to continue to be the driving factor for what Orange Peel is intending to become the next eight months. So to talk about Bitcoin, continuing to talk ⁓ about ⁓ and I've recently started with my dad ⁓ building lot of things, showing those the channel, showing the process of what building actually looks like. That's where I Orange Peel to go. Like it is... ⁓ documentation or like proof of work you could say in Bitcoin terms ⁓ practicing what I preach if makes sense ⁓ Fin Creighton: It does and you certainly have been putting in the proof of work and it's been awesome to watch you and you're still only just getting started so it's super super exciting. I said at the start that we would on negative and finish on a positive so for those that have been listening that are either already looking at using Bitcoin and AI providing value to the world or ⁓ been thinking about getting started. Two One, ⁓ what that life start looking like for someone, our generation, that does start using ⁓ AI leverage stack skills, learn, provide value, and then understand Bitcoin and start storing the value there? And then where would first... of call B that you would point them as step one for both. I know you touched on chat GPT the AI but if wants to take some action straight after this ⁓ episode where you point them? Nicki Sharma: So, ⁓ is just take a look at your life and find a problem. that you're experiencing, right? Find what is working in your life but could be better because chances are there's something that you can do to fix it. Alternatively, look at your passions, look at the things that you like to do for fun and start thinking, is this something that you can see yourself making money off of? Because once you've got a motivation or once you've got an idea of a solution to a problem, you've got an incredible base. What comes after that is just execution. which in my opinion is a hundred times easier than actually coming up with what you want to do. Everyone says, right, they are like, they would love to be an entrepreneur. They're just waiting for that million dollar idea to kind of like come and strike them in the face. of the matter is it's not going to strike you in the face. And I know this sounds really, really like performative toxic motivation. It's not, ⁓ not at all where I'm intending to go, ⁓ it has never been easier to audit your life ⁓ ⁓ come up with an idea. has never been easier than it is now. do that. ⁓ then ⁓ with AI, right? Like, yes, talk to ChatGPT if you already aren't familiar with what AI is and how it works. ⁓ also, a Claude Pro prescription is like $20 USD. And guarantee if you're watching this on a night out, you probably spend more than that. ⁓ So it's like... get yourself a subscription, start talking to the bot about your idea or about what it is that you want to do. That's how you start to build. That's how you start to brainstorm. Treat it as a sparring partner for whatever it is. Ask it to ask you questions, ask it to elaborate, come up with a business plan. Then start building. Maybe it's something that maybe it's going to be a software for you. Maybe you're trying to build a SaaS. If it is, Claude Code's incredible, right? I interviewed Bram from Bitcoin for Millennials. He doesn't know a single thing about coding. He doesn't know how to write a single line of code, ⁓ he's built and deployed two iOS apps. That's incredible using just cloud code. ⁓ an example of just how easy it is ⁓ ⁓ an idea and actually execute it with AI. So that's what I have to say on that. Just like start. thinking, start auditing, start brainstorming because chances are you are going to come up with something you just have to start. And I think our generation has so much apprehension about things because... The economy is changing and the traditional path of graduate college, go get a job, work a nine to five, make six figures, that's not feasible anymore for most people. And so we have to find some alternative path. And the idea of building something yourself, of being an entrepreneur is terrifying, but it can be so easy and it can be so, so important to your growth. So that's what I have to say about that. In terms of Bitcoin, If you're not already Bitcoin curious, go get Bitcoin curious. Watch What's the Problem by Joe Brian. You need to do that. Start learning about money. Do more research into the fiat system, into the currencies that you are using today and honestly how they're just not built for you, how they're not built with your best interest in mind. you're 100 % gonna come across Bitcoin while you go and do that audit. So when you come across Bitcoin, do more research into it. Go read some books, go watch some videos, right? And start accumulating. Again, I'm not gonna tell you to like sit and buy Bitcoin, go and buy Bitcoin immediately after this episode because if you haven't done the research into it, you're not ready. then if you know about Bitcoin and you are already accumulating... Is it enough? Going back to what I was talking about, about the interview with British HODL, is it enough? Do you want it bad enough? Are you doing everything you can to get to the goal that you have for yourself in your mind? So that's what I have to say about that. Yeah, I think just it is, both Bitcoin and AI, you just have to start. Like you can be... ⁓ left feeling hopeless forever. I was feeling really hopeless about my career path last year because I'm studying computer science, right, and I was seeing all of the layoffs happen in tech around the world and I was like no one's gonna want to hire me. am I gonna do after I graduate college? ⁓ came across bitcoin, came across AI, now I have orange peel and I see a path for myself that's much more aligned with what I want to do than going down the traditional software engineering route was. yeah, just start, honestly. ⁓ Fin Creighton: Yeah, you just touched on it twice there after saying it at the beginning of that answer is I was going to summarize is just start. That is the main point from everything you just said, just start. ⁓ ⁓ you've said and experienced, ⁓ starting will lead to ⁓ brighter future and more hope, which then leads to the actions and putting in that work that's needed to the outcomes that you want. ⁓ And also worth saying you touched it slightly as Also get clear on what you actually want and at least make the decision of do you actually want it or do you just think you want it because there is a big difference in that ⁓ when you have tough day or a tough week or a tough month if you really want it ⁓ those times don't matter but ⁓ they're the times where you realize do I actually want it or do I not ⁓ and I guess to to close off your point on you probably spend 20 dollars Nicki Sharma: Yep. Fin Creighton: a night out and ⁓ you're not spending $20 on a night out you're probably not having enough fun so I past the days of going out but you ⁓ you're go out you need to go out and have some fun that's the message that I would send but like you've said you need to ⁓ really be on what it is you want and think of the that going out and spending hopefully more than $20 if you are going out will affect other things for your future So, Nikki, thank you so much for jumping on. I know it's a short one. I've got to run in a minute. can everyone find you? I that you are all over the place. So where can people find you if they ⁓ vibed you? And ⁓ subscribe, your channel and watch you continue to grow. ⁓ Nicki Sharma: Yeah, if you kind of liked some of the things I talked about, I hope to see you over on Orange Peel. That's my YouTube channel. It is also on I'm also like very, active on X. So that's just at Orange Peel pod and Instagram. I'm trying to get more active on Instagram, but I'm on Instagram. So if you want to reach me, that's also a route of doing so. than that, Finn, thank you so much for having me on. And it was it was great to kind of get in touch with you and chat again. It's been a very, very long time. Bye. Fin Creighton: it has, it's been a super long time but I'll put all of that in the description, show notes for people to catch. Make sure you follow Nicky and Nicky, thanks so much again for jumping on. Guys, we'll see you on the next